Insurance and Corporate Risk
At McCullough Robertson, we approach insurance differently. Our Insurance and Corporate Risk group stands out in the Australian legal market, combining deep industry knowledge with firsthand experience in the insurance sector.
With experience in transactional, corporate, compliance work and dispute resolution, we advise public and private corporations, insurers and brokers.
Providing comprehensive, end-to-end support
Our advice covers everything from customising policies to suit clients, and interpretation of terms, conditions, and exclusions, to advice on risk management solutions and claims. Our knowledge extends across every major class of insurance including public and product liability, ISR, contract works, cyber, professional indemnity, D&O, statutory liability, environmental, trade credit, workers’ compensation, marine, and aviation.
Significantly, we pioneered Australia’s first series of technology insurance policies for a large American insurer and have drafted policies for other international and Australian insurers. We have been instrumental in drafting specialist insurance policies which have been introduced into the insurance market, such as occupational health and safety liability, environmental and statutory liability policies.
Our insurance lawyers also deliver the following services:
- designing programs considering policy coverage, indemnity, and deficiencies, ensuring legislative compliance (including FSR obligations, APRA and the Insurance Contracts Act);
- via our own product, Insurance Heath Check, reviewing corporate insurance programs – considering all insurable risks and highlighting existing and future requirements. We help executives navigate business risks, ensuring exposures are properly covered, particularly under D&O liability policies;
- developing and implementing ‘contracting pillars’ which are the rules of engagement our clients adopt to recognise and manage contractual risks, and understand their insurance obligations;
- managing liability and professional indemnity claims for corporate insureds with high policy deductibles;
- acting exclusively for corporate insureds in policy coverage disputes for all policy classes including ISR, D&O, professional indemnity, and heavy machinery; and
- conducting worker’s compensation appeals for contentious claims involving allegations of bullying, discrimination, and the handling of performance management and disciplinary issues by employers.
Integrated legal and insurance services
Complementing the expertise of the Insurance and Corporate Risk Group, the firm created an insurance broking practice, Allegiant IRS. Allegiant IRS works alongside our legal team to provide an integrated service, delivering innovative insurance solutions unavailable elsewhere in the Australian market.
A partnership built for the long haul
We understand that insurance is about more than policies, it’s about protection, resilience, and peace of mind, always. Whether safeguarding your business today or planning for the future, we are committed to being your trusted partner every step of the way.
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